Cigna Group

CI
About the company

The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. It operates through two segments: Evernorth Health Services and Cigna Healthcare.

Country: United StatesPrice: $297.00Market Cap: $78.3B

Investment snapshot

31%positive consensus
Scored 1d ago

Positive

5

BUY / PASS

Neutral / negative

4 / 7

NEUTRAL / FAIL

Median fair value

$281.09

-5.4% vs price

Models with upside

2 / 16

Positive margin of safety

Strongest signal

6 of 10 pass — Dreman, Ackman, Neff +1 more object

Key risk

7 of 8 flag CI's growth — Graham, Lynch, Dreman +4 more

Framework analysis

VerdictMeaning
BUYPositive purchase signal: the framework's buy requirements are met.
PASSThe company clears the framework's checklist or screen, but the framework does not produce a buy signal. For valuation frameworks this often means margin of safety is missing, insufficient, or unavailable; some screen-only frameworks have no intrinsic-value BUY state.
NEUTRALNeither a positive nor negative conclusion. It does not mean to hold an existing position.
FAILThe company does not clear the framework's requirements.
RankedRanked strategies do not use PASS: selected cohort is BUY, outside the cohort is FAIL, and unranked is NEUTRAL.

Current investor scores use trailing 12-month flows and the latest balance sheet where supported. Multi-year and EPS tests retain annual history; each framework shows its financial basis below. Intrinsic values use annual financials.

MetricGraham

Defensive Value

Buffett

Quality Compounder

Lynch

GARP

Piotroski

F-Score

Dreman

Contrarian Value

Munger

Quality Focus

Pabrai

Dhandho Framework

Akre

Three-Legged Stool

Marks

Risk-Aware Value

Ackman

Activist Value

Templeton

Global Bargain Hunter

Sleep

Scale Economies Shared

Asness

Systematic Factors

Neff

Low-P/E Total Return

Schloss

Asset-Value Discipline

O'Shaughnessy

Systematic Factor Composite

VerdictFAILFAILFAILBUYFAILPASSNEUTRALFAILNEUTRALPASSFAILPASSBUYFAILNEUTRALNEUTRAL
Score
AnalysisChecking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…Checking access…
Intrinsic Value (annual)N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Margin of Safety-5.7%N/AN/AN/A-14.9%N/A+25.6%+24.9%N/AN/A-32.6%N/AN/AN/AN/AN/A
Financial Basis

TTM ended 2026-09-30 · Annual history · FY 2025

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · TTM ended 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · Balance sheet at 2026-09-30 · TTM ended 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025

Latest source filing: 2026-02-26

Score computed: 2026-11-14

Annual history · FY 2025 · TTM ended 2026-09-30 · Balance sheet at 2026-09-30 · Market data at 2026-11-01

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Qualitative assessment · Annual history · FY 2025 · TTM ended 2026-09-30 · Balance sheet at 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Qualitative assessment · Annual history · FY 2025

Latest source filing: 2026-02-26

Score computed: 2026-11-14

Annual history · FY 2025 · Qualitative assessment · Balance sheet at 2026-09-30 · TTM ended 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · TTM ended 2026-09-30 · Qualitative assessment

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · TTM ended 2026-09-30 · Balance sheet at 2026-09-30 · Market data at 2026-11-01

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · Price history 2025-01-01–2026-11-01 · Balance sheet at 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025 · Qualitative assessment

Latest source filing: 2026-02-26

Score computed: 2026-11-14

TTM ended 2026-09-30 · Balance sheet at 2026-09-30 · Price history 2025-01-01–2026-11-01 · Annual history · FY 2025

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Annual history · FY 2025

Latest source filing: 2026-02-26

Score computed: 2026-11-14

Annual history · FY 2025 · Balance sheet at 2026-09-30

Latest source filing: 2026-11-05

Score computed: 2026-11-14

TTM ended 2026-09-30 · Annual history · FY 2025 · Price history 2025-01-01–2026-11-01

Latest source filing: 2026-11-05

Score computed: 2026-11-14

Where It Passes

  • Cash Flow60% pass✓ 7✗ 5▾

    6 of 10 pass — Dreman, Ackman, Neff +1 more object

    Free Cash Flow Proxy$7.7B
    ✓BuffettPositive and growing
    FCF Positive and Growing$8.4B
    ✓LynchPositive and growing
    Operating Cash Flow$9.6B
    ✓PiotroskiCFO > 0
    (CFO / Total Assets) vs ROACFO/Assets=6.08%, ROA=3.77%
    ✓PiotroskiCFO/Assets > ROA
    Price / (CFO / Shares)8.2x
    ✗Dreman< 8x
    P/E or FCF YieldP/E=13.4x
    ✓PabraiP/E < 15 or FCF Yield > 10%
    FCF Positive4/4 years FCF positive
    ✓MarksPositive FCF in majority of recent years
    (OCF - CapEx) / Market Cap
    ✗Ackman>= 4%
    Price / FCF per Share
    ✗Ackman<= 25
    Positive Operating Cash Flow frequency10/10 years positive
    ✓SleepPositive OCF in >= 70% of available years
    Operating Cash Flow - Capital Expenditures
    ✗Neff> $0 (app proxy for a strong fundamental case)
    (Operating cash flow - capex) / market capitalization
    ✗OshaughnessyTop 10% of eligible cross-section

Where It Falls Short

  • Growth13% pass✓ 3✗ 9▾

    7 of 8 flag CI's growth — Graham, Lynch, Dreman +4 more

    EPS Growth (3-yr avg, 10-yr window)
    ✗Graham>= 33% growth
    Basic earnings-growth PEG (dividends excluded)P/E 13.4x (growth N/A)
    ✗Lynch< 1.0 (ideally < 0.5)
    3-5 Year EPS CAGR-0.7%
    ✗Lynch15-30% (Fast Grower); > 0% to pass
    EPS Growth Direction
    ✗DremanPositive over recent years
    EPS CAGR
    ✗Dreman> 5% annualized
    Positive Net Income Frequency10/10 years positive
    ✓MarksPositive net income in >= 7 of last 10 years
    3yr Median Revenue Growth11.2%
    ✓Ackman>= 5%
    Positive EPS Growth Frequency2/5 years with positive EPS growth
    ✗AckmanPositive EPS growth in >= 3 of last 5 years
    5-Year EPS CAGR-0.7% CAGR over 5 years
    ✗Templeton> 0% (5-year EPS CAGR)
    Revenue growth vs. gross and operating margin trendgross margin 31.5% -> 21.8%, operating margin 4.4% -> 3.3%
    ✗SleepRevenue rising; gross margin flat or falling; operating margin holding
    5-year Revenue CAGR11.4%
    ✓SleepCAGR > 7%
    3-5 Year Diluted EPS CAGR-0.7% over 5 years
    ✗Neff7%-20% annualized
  • Valuation17% pass✓ 6✗ 20▾

    10 of 12 flag CI's valuation — Graham, Lynch, Dreman +7 more

    Net income / market capitalization+7.71%; #1049/6340 (top 16.5%)
    ✓AsnessTop 30% of eligible cross-section✗OshaughnessyTop 10% of eligible cross-section
    Price / 3-yr avg EPS17.2x
    ✗Graham<= 15x
    Price-to-Book Ratio1.9x
    ✗Graham<= 1.5x
    P/E x P/B32.30
    ✗Graham<= 22.5
    Basic earnings-growth PEG (dividends excluded)P/E 13.4x (growth N/A)
    ✗Lynch< 1.0 (ideally < 0.5)
    Price / EPS13.4x
    ✗Dreman< 12x✗Templeton< 12x (fixed ceiling; proxy for the market's cheapest 40%)
    Price / (CFO / Shares)8.2x
    ✗Dreman< 8x
    Price / Book Value per Share1.9x
    ✗Dreman< 1.2x✗Templeton< 1.5x✗SchlossP/B <= 0.80x (app cutoff)
    Valuation ReasonablenessP/E=13.4x, OE Yield=11.2%
    ✓MungerP/E < 25 or Owner Earnings Yield > 5%
    P/E or FCF YieldP/E=13.4x
    ✓PabraiP/E < 15 or FCF Yield > 10%
    P/B or P/E vs. Historical AverageP/E=13.4x, P/B=1.9x
    ✓MarksP/E < 15 or P/B < 2.0
    Discount to Intrinsic Value-14.9% (IV=$258.45 vs Price=$297.00)
    ✗Marks>= 20% below intrinsic value
    Price / FCF per Share
    ✗Ackman<= 25
    Price vs. Trailing Low122% of trailing low ($244.41)
    ✗Templeton<= 120% of trailing low (certified split-adjusted live window)
    Positive book equity / market capitalization+0.5543; #2676/6449 (top 41.5%)
    ✗AsnessTop 30% of eligible cross-section
    Price / Diluted EPS13.4x
    ✓NeffP/E <= 15x (app proxy for a P/E 40%-60% below the market)
    (EPS CAGR % + Dividend Yield %) / P/E0.10
    ✗Neff> 0.7 (Neff's published traditional edge)
    Price / Tangible Book Value per ShareN/A (non-positive TBVPS)
    ✗SchlossP/TBV <= 1.00x (app cutoff)
    Book Value per Share Change+11.6%
    ✓SchlossLatest BVPS >= earliest BVPS over >= 3 years (app rule)
    Revenue / market capitalization+3.6585; #687/5247 (top 13.1%)
    ✗OshaughnessyTop 10% of eligible cross-section
    (Operating cash flow - capex) / market capitalization
    ✗OshaughnessyTop 10% of eligible cross-section
    Trailing six-month price return through the evaluation date+9.49%; #1882/6202 (top 30.3%)
    ✗OshaughnessyTop 10% of eligible cross-section
  • Efficiency25% pass✓ 1✗ 4▾

    3 of 4 flag CI's efficiency — Munger, Akre and Sleep

    Revenue / Total Assets Change YoY1.59x -> 1.74x
    ✓PiotroskiImproved YoY
    Return on Invested Capital10.4%
    ✗Munger> 15%
    ROIC (high and growing)FY2023: ROIC=8.7%; FY2024: ROIC=10.2%; FY2025: ROIC=9.9%
    ✗AkreLatest 3 consecutive FYs: ROIC > 15% in each
    Reinvestment Rate x ROIC7.6% (RR=73% x ROIC=10.4%)
    ✗AkreReinvestment Rate * ROIC > 10%
    ROIC (5-year)0/5 years above 12% (latest 9.9%)
    ✗SleepROIC > 12% in a majority of years
  • Profitability27% pass✓ 12✗ 20▾

    11 of 15 flag CI's profitability — Graham, Buffett, Lynch +8 more

    Net income / market capitalization+7.71%; #1049/6340 (top 16.5%)
    ✓AsnessTop 30% of eligible cross-section✗OshaughnessyTop 10% of eligible cross-section
    Positive EPS (10 years)10/11 years positive
    ✗GrahamPositive EPS every year for 10 years
    EPS Growth (3-yr avg, 10-yr window)
    ✗Graham>= 33% growth
    Net Income Positive (10+ years)10/11 years positive
    ✗BuffettPositive every year for 10+ years
    ROE (up to 5-year arithmetic mean)12.1%
    ✗Buffett> 15% arithmetic mean (app rule)
    Operating Margin (10-yr trend)3.3% (latest)
    ✗BuffettStable or rising over 10 years
    Free Cash Flow Proxy$7.7B
    ✓BuffettPositive and growing
    Earnings Variance (10-yr CoV)
    ✗BuffettCoV < 0.3
    Retained Earnings Effectiveness
    ✗Buffett$1 retained -> > $1 market value created
    Basic earnings-growth PEG (dividends excluded)P/E 13.4x (growth N/A)
    ✗Lynch< 1.0 (ideally < 0.5)
    3-5 Year EPS CAGR-0.7%
    ✗Lynch15-30% (Fast Grower); > 0% to pass
    ROE13.9%
    ✗Lynch> 15%
    Net Income / Total Assets3.77%
    ✓PiotroskiROA > 0
    ROA Change YoY2.20% -> 3.77% (delta: +1.57%)
    ✓PiotroskiCurrent ROA > Prior ROA
    (CFO / Total Assets) vs ROACFO/Assets=6.08%, ROA=3.77%
    ✓PiotroskiCFO/Assets > ROA
    Pre-Tax Income / Revenue2.9%
    ✗Dreman>= 8%
    Net Income / Shareholders' Equity13.9%
    ✓Dreman> 12%
    Margin of SafetyP/E=13.4x, P/B=1.9x
    ✓PabraiP/B < 1.5 or P/E < 15
    Return on Equity11.3% (3-yr avg)
    ✗AkreROE > 20% (3-year avg)
    Discount to Intrinsic Value-14.9% (IV=$258.45 vs Price=$297.00)
    ✗Marks>= 20% below intrinsic value
    Positive Net Income Frequency10/10 years positive
    ✓MarksPositive net income in >= 7 of last 10 years
    Operating Income / Revenue3.4%
    ✗Ackman>= 15%
    Net Income / Shareholders Equity13.9%
    ✗Ackman>= 15%
    5-Year EPS CAGR-0.7% CAGR over 5 years
    ✗Templeton> 0% (5-year EPS CAGR)
    Operating Margin Trend4.4% (2023) -> 3.3% (2025)
    ✗TempletonNon-negative operating-margin trend over 3 years
    Revenue growth vs. gross and operating margin trendgross margin 31.5% -> 21.8%, operating margin 4.4% -> 3.3%
    ✗SleepRevenue rising; gross margin flat or falling; operating margin holding
    Gross profit / total assets+37.94%; #1033/3702 (top 27.9%)
    ✓AsnessTop 30% of eligible cross-section
    Net income / positive book equity+13.90%; #1281/5226 (top 24.5%)
    ✓AsnessTop 30% of eligible cross-section
    Negative 5-year standard deviation of ROA-0.0081; #692/5884 (top 11.8%)
    ✓AsnessTop 30% of eligible cross-section
    3-5 Year Diluted EPS CAGR-0.7% over 5 years
    ✗Neff7%-20% annualized
    Positive Diluted-EPS Years10/10 years positive
    ✓Schloss>= 70% positive over 5-10 observed years (app rule)
  • Valuation models40% pass✓ 2✗ 3▾

    Models split on CI at $297.00 — fair values range $223.91–$398.98

    Graham fair value$281.09
    ✗Graham-5.7% margin vs $297.00
    Dreman fair value$258.45
    ✗Dreman-14.9% margin vs $297.00
    Pabrai fair value$398.98
    ✓Pabrai+25.6% margin vs $297.00
    Akre fair value$395.63
    ✓Akre+24.9% margin vs $297.00
    Templeton fair value$223.91
    ✗Templeton-32.6% margin vs $297.00
  • Verdicts42% pass✓ 5✗ 7▾

    Split decision: 7 FAIL · 4 NEUTRAL · 3 PASS · 2 BUY

    Overall verdict
    ✗GrahamFAIL (1/7)✗BuffettFAIL (1/7)✗LynchFAIL (1/6)✓PiotroskiBUY (F-Score 7)✗DremanFAIL (3/10)✓MungerPASS (2/4)•PabraiNEUTRAL (2/3)✗AkreFAIL (0/6)•MarksNEUTRAL (4/5)✓AckmanPASS (4/9)✗TempletonFAIL (3/8)✓SleepPASS (3/6)✓AsnessBUY (Rank #182/2370 (Top 7.7%))✗NeffFAIL (3/6)•SchlossNEUTRAL (4/7)•OshaughnessyNEUTRAL (Not ranked)
  • Debt & Leverage45% pass✓ 6✗ 7▾

    6 of 11 flag CI's debt & leverage — Buffett, Lynch, Munger +3 more

    Debt/Equity & Interest CoverageD/E: 0.72, IC: 7.1x
    ✗BuffettD/E < 0.5 AND Interest Coverage > 5x
    Total Debt / Equity0.72
    ✗Lynch< 0.33
    Cash - Long-term Debt
    ✗LynchPositive preferred
    LT Debt / Total Assets Change0.00% -> 0.00%
    ✓PiotroskiDecreased YoY
    Total Debt / Shareholders' Equity0.72
    ✓Dreman< 0.8✓Templeton< 1.0 (fixed cap; proxy for below-sector-median leverage)✓SchlossD/E < 1.00x
    Debt Levels0.72
    ✗MungerDebt/Equity < 0.5✗AkreDebt/Equity < 0.3
    Interest Coverage & Debt/EBITDAIC=7.1x, D/EBITDA=2.5x
    ✓MarksInterest Coverage > 3x; Debt/EBITDA < 4x
    Total Debt / Shareholders Equity0.72
    ✓Ackman<= 1.0
    Negative debt-to-equity (higher means less debt)-0.7178; #2875/4210 (top 68.3%)
    ✗AsnessTop 30% of eligible cross-section
    Current Assets / Current Liabilities0.84x
    ✗SchlossCurrent ratio >= 1.50x (app cutoff)

Business & financials

Financial snapshot: annual FY 2025. Current investor scores may use newer quarterly data.

Company Profile

Industry: Insurance
SIC Sector: Insurance Carriers
Size: Large Cap($78.3B)
Revenue: $274.9B+11.2% YoY
Net Income: $6.0B+73.5% YoY

Financial Snapshot

Operating Margin3.3%
Return on Equity14.3%
Debt / Equity0.75
Current Ratio0.85
EPS (Diluted)$22.18+83.0% 1y
Buybacks (1y)$3.6B
Buybacks (2y)$10.7B
Shares Retired3.8% / 9.9% 2y
Sector-adjusted criteria: Insurer

Insurers file unclassified balance sheets with no inventory or current accounts, so those criteria are omitted rather than failed for missing data. Return-on-invested-capital tests are omitted too: float funds the balance sheet but never appears in invested capital, and the portfolio it is invested in would be subtracted as spare cash. Debt tests are kept — an insurer’s borrowings are real leverage on top of underwriting.

Shareholder Return

Fiscal 2025

Retired 3.8% of shares last year, 9.9% over two.

Buybacks
$3.6B
Dividends
$1.6B

What drove EPS

A buyback raises earnings per share without the company earning more. This splits each year's change into the two.

FY22
35.4% = 25.1% + 8.2%
FY23
−18.4% = −23.9% + 7.2%
FY24
−30.3% = −33.5% + 4.8%
FY25
83.0% = 73.5% + 5.5%
Earnings Fewer shares More shares

The two parts do not sum exactly to the total — the difference is the cross-term, plus preferred capital where the company has any. It is left visible rather than distributed into the other two.

Share count is the denominator the filer used for diluted EPS, recovered as net income ÷ EPS — not the balance-sheet count, which is a point-in-time figure and would put the timing difference into this split. Years with a loss are omitted: a smaller share count makes a loss per share larger, so the decomposition inverts.

Company Financials

Latest TTM and quarters alongside annual years

TTM sums four consecutive quarters and uses the latest quarter-end balances. Quarter columns show three-month results; annual columns show full-year totals. Growth compares the same period a year earlier. EPS is not added for TTM; full-year ratios are blank for quarters.

The latest annual period end is unavailable. Showing the latest fiscal cycle’s quarters; quarter and annual columns may overlap. Quarterly shows the full quarter history.

MetricTTM · 2026-09-30

2025-10-01 – 2026-09-30

Sources · derived quarter values

Derived from cumulative filings: revenue, net income, operating income, ebit, pre tax income, interest expense, operating cash flow, depreciation amortization, dividends paid, buybacks.

Q3 FY 2026

2026-07-01 – 2026-09-30

Sources · derived quarter values

Derived from cumulative filings: operating cash flow, dividends paid, buybacks.

Q2 FY 2026

2026-04-01 – 2026-06-30

Sources · derived quarter values

Derived from cumulative filings: operating cash flow, dividends paid, buybacks.

Q1 FY 2026

2026-01-01 – 2026-03-31

Sources
FY 2025
Sources
  • 10-K · 2026-02-26
FY 2024
Sources
  • 10-K · 2025-02-27
FY 2023
Sources
  • 10-K · 2024-02-29
FY 2022
Sources
  • 10-K · 2023-02-23
FY 2021
Sources
  • 10-K · 2022-02-24
Market Cap$78.3Bcurrent------$71.8Best.$78.5Best.$84.4Best.$89.1Best.$68.9Best.
Revenue$286.3B↑7%$73.7B↑6%$71.7B↑7%$68.5B↑5%$274.9B↑11%$247.1B↑27%$195.3B↑8%$180.5B↑4%$174.1B
Operating Income$9.8B↑8%$2.4B↓7%$2.7B↑16%$2.4B↑20%$9.2B↓2%$9.4B↑10%$8.5B↑1%$8.4B↑6%$7.9B
Net Income$6.0B↓8%$1.4B↓27%$1.7B↑2%$1.7B↑17%$6.0B↑73%$3.4B↓34%$5.2B↓24%$6.8B↑25%$5.4B
EPS (Diluted)--$5.47↓22%$6.29↑10%$6.26↑29%$22.18↑83%$12.12↓30%$17.39↓18%$21.30↑35%$15.73
Gross Margin————21.8%↓17%26.1%↓17%31.5%↑2%30.8%↓5%32.5%
Operating Margin3.4%↑1%3.3%↓12%3.7%↑9%3.4%↑14%3.3%↓12%3.8%↓13%4.4%↓7%4.7%↑3%4.6%
ROE13.9%↓11%———14.3%↑71%8.4%↓25%11.2%↓26%15.2%↑32%11.5%
Total Debt$31.1B↓9%$31.1B↓9%$31.9B↑4%$30.9B↑1%$31.5B↓2%$32.0B↑3%$30.9B↓1%$31.1B↓8%$33.7B
Shareholders' Equity$43.4B↑4%$43.4B↑4%$42.6B↑6%$42.2B↑5%$41.7B↑2%$41.0B↓11%$46.2B↑3%$44.7B↓5%$47.1B
Current Ratio0.84↑2%0.84↑2%0.85↑7%0.82↑5%0.85↑1%0.84↑10%0.77↑5%0.73↓12%0.83
Debt / Equity0.72↓12%0.72↓12%0.75↓2%0.73↓3%0.75↓3%0.78↑16%0.67↓4%0.70↓3%0.71
Operating Cash Flow$9.4B↑9%$2.6B↓25%-$421.0M↑78%$1.1B↓41%$9.6B↓7%$10.4B↓12%$11.8B↑36%$8.7B↑20%$7.2B
Free Cash Flow------------------

Score history

Historical Score Timeline

Industry peers

Industry Peers

Similar companies in Insurance

CI vs Peers — Financial Grading

Revenue$274.9BTop 25%
Net Income$6.0BMedian
ROE14.3%Median
D/E0.75Median
Op. Margin3.3%Bottom 25%
Curr. Ratio0.85Bottom 25%
CompanyMarket CapPriceRevenueNet IncomeROED/EOp. MarginCurr. RatioGrahamBuffettLynchPiotroskiDreman
UNITEDHEALTH GROUP INCUNH$365.1B$407.46$447.6B$12.1B12.0%0.784.2%0.793/74/72/6F-Score 63/10
PROGRESSIVE CORP/OH/PGR$136.6B$235.78$87.7B$11.3B37.3%0.23——2/72/74/6F-Score 68/10
MARSH & MCLENNAN COMPANIES, INC.MRSH$98.8B$207.78$27.0B$4.2B27.2%1.2823.1%1.103/73/72/6F-Score 65/10
CHINA LIFE INSURANCE CO LTDCILJF$85.1B$3.01——————5/71/73/6F-Score 55/10
Aon plcAON$71.8B$338.31$17.2B$3.7B39.5%1.6325.3%1.112/74/73/6F-Score 63/10
HUMANA INCHUM$54.0B$450.00$129.7B$1.2B6.7%0.702.1%2.003/72/71/6F-Score 44/10
SUN LIFE FINANCIAL INCSLF$40.5B$72.93$30.6B$2.6B14.5%0.33——3/73/72/6F-Score 66/10
HARTFORD INSURANCE GROUP, INC.HIG$36.8B$137.48$28.4B$3.8B20.2%0.23——3/73/74/6F-Score 78/10